Home Loan Rates

Home Loan Rates

Mortgage rates are ever changing, however we do post daily rates in our Mortgage Center!

Click here to view the daily mortgage rates!

Home Equity Rates

Table data for Home Equity Loan Rates
 Rates as of 8/1/2021
Annual Percentage Rate as low as Term Payment per $1,000 Alert Me
3.25% 60 months $18.08 at 60 mo. Receive a notification when this rate changes
3.75% 120 months $10.01 at 120 mo. Receive a notification when this rate changes
4.00% 180 months $7.40 at 180 mo. Receive a notification when this rate changes
4.50% 240 months $6.33 at 240 mo. Receive a notification when this rate changes
No Closing Cost options are available. Rates quoted “as low as” are subject to change without notice. Rate determined by credit score, term of loan, and oil/gas lease situation. All loan applications are subject to approval. The Credit Union reviews every loan application to ensure fairness and compliance to CFCU policy.

HELOC Rates

Table data for Home Equity Line of Credit (HELOC) Rates
 Rates as of 8/1/2021
Annual Percentage Rate as low as Draw Period Alert Me
3.25% variable rate1 15 years Receive a notification when this rate changes
No Closing Cost options are available. Rates quoted “as low as” are subject to change without notice. Rate determined by credit score, term of loan, and oil/gas lease situation. All loan applications are subject to approval. The Credit Union reviews every loan application to ensure fairness and compliance to CFCU policy. Property taxes and insurance premiums are not included.
  • 1The Annual Percentage Rate may vary after the account is opened. The maximum rate is 16.00%.

HOME MORTGAGE DISCLOSURE ACT NOTICE

The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at this office regarding the locations where HMDA data may be inspected. To receive a copy of these data, send a written request to CFCU Community Credit Union, Mortgage Lending Department, 1030-1050 Craft Road, Ithaca, NY 14850.