We also offer Secured, Classic, and Platinum Visa options.
Find a card that suits you besides our popular Rewards Card. Our Secured Card helps those hoping to rebuild their credit, without breaking the bank with an outrageous rate. Compare the cards below, and certainly reach out if you have any questions.
We are here to help!
| Annual Percentage Rate (APR) for Purchases | APR for Balance Transfers | APR for Cash Advances | Penalty APR and When it Applies | Minimum Interest Charge | Alert Me | |
|---|---|---|---|---|---|---|
| Rewards Visa | 11.49% - 17.49%1 | 11.49% - 17.49%1 | 11.49% - 17.49%1 | None | None | Receive a notification when this rate changes |
| Classic Visa | 12.40% - 17.50%1 | 12.40% - 17.50%1 | 12.40% - 17.50%1 | None | None | Receive a notification when this rate changes |
| Platinum Visa | 10.99% - 16.99%1 | 10.99% - 16.99%1 | 10.99% - 16.99%1 | None | None | Receive a notification when this rate changes |
| Secured Visa | 17.00% | 17.00% | 17.00% | None | None | Receive a notification when this rate changes |
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| Annual Fees | Balance Transfer Fees | Cash Advance Fees | Foreign Transaction Fees | Convenience Check Fees | |
|---|---|---|---|---|---|
| Rewards Card | $0 | 2% of amount of each transfer or $5 minimum, whichever is greater. | 3% if done through an ATM, or 4% of the amount if done at the financial institution, or $10 minimum, whichever is greater. | 1% of each foreign purchase transaction or foreign ATM advance transaction in US dollars. | Either 3% of the amount of each Convenience Check Cash Advance, or $10 minimum, whichever is greater. |
| Platinum Card | $0 | 2% of amount of each transfer or $5 minimum, whichever is greater. | 3% if done through an ATM, or 4% of the amount if done at the financial institution, or $10 minimum, whichever is greater. | 1% of each foreign purchase transaction or foreign ATM advance transaction in US dollars. | Either 3% of the amount of each Convenience Check Cash Advance, or $10 minimum, whichever is greater. |
| Classic Card | $151 | 2% of amount of each transfer or $5 minimum, whichever is greater. | 3% if done through an ATM, or 4% of the amount if done at the financial institution, or $10 minimum, whichever is greater. | 1% of each foreign purchase transaction or foreign ATM advance transaction in US dollars. | Either 3% of the amount of each Convenience Check Cash Advance, or $10 minimum, whichever is greater. |
| Secured Card | $15 | 2% of amount of each transfer or $5 minimum, whichever is greater. | 3% if done through an ATM, or 4% of the amount if done at the financial institution, or $10 minimum, whichever is greater. | 1% of each foreign purchase transaction or foreign ATM advance transaction in US dollars. | Either 3% of the amount of each Convenience Check Cash Advance, or $10 minimum, whichever is greater. |
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View our disclosures for additional Terms and Conditions.
If you are experiencing financial hardship, we encourage you to reach out to our Asset Recovery Department for assistance. Whatever the reason, we are here to help!
Email: AssetRecovery@mycfcu.com
Phone: 607-257-8500 ext. 3201
If you are experiencing financial hardship, we encourage you to reach out to our Asset Recovery Department for assistance. Whatever the reason, we are here to help!
Email: AssetRecovery@mycfcu.com
Phone: 607-257-8500 ext. 3201