Loan Rates

Table data for Auto Loan Rates
 Rates as of 8/1/2021
Annual Percentage Rate as low as Term Payment per $1,000 Alert Me
Newer Autos/Motorcycles 2020 - 2022 2.75% up to 36 months $28.97
at 36 mo
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Newer Autos/Motorcycles 2020 - 2022 3.00% up to 48 months $22.13
at 48 mo
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Newer Autos/Motorcycles 2020 - 2022 3.25% up to 66 months $16.57
at 66 mo
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Newer Autos/Motorcycles 2020 - 2022 3.75% up to 75 months $14.98
at 75 mo
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Newer Autos/Motorcycles 2020 - 2022 4.25% up to 84 months $13.78
at 84 mo
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Used Autos/Motorcycles 2018 - 2019 3.00% up to 36 months $29.03
at 60 mo
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Used Autos/Motorcycles 2018 - 2019 3.50% up to 48 months $22.36
at 36 mo
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Used Autos/Motorcycles 2018 - 2019 3.75% up to 66 months $16.79
at 48 mo
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Used Autos/Motorcycles 2018 - 2019 4.00% up to 78 months $14.58
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Used Autos/Motorcycles 2016 - 2017 4.50% up to 72 months $15.87
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Used Autos/Motorcycles 2014 - 2015 5.25% up to 60 months $18.99
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Used Autos/Motorcycles 2010 - 2013 5.50% up to 48 months $23.26
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Rates quoted “as low as” are subject to change without notice. Rate determined by credit score, term of loan, and model year of vehicle. All loan applications are subject to approval. The Credit Union reviews every loan application to ensure fairness and compliance to CFCU policy.

Table data for Personal Loan Rates
 Rates as of 8/1/2021
Annual Percentage Rate as low as Term Alert Me
3.90% Up to 36 months (Maximum loan amount of $5,000) Receive a notification when this rate changes
4.90% Up to 36 months (Maximum loan amount of $10,000) Receive a notification when this rate changes
6.90% 36 months (for loan amounts above $10,000) Receive a notification when this rate changes
8.90% 48 months Receive a notification when this rate changes
9.90% 60 months Receive a notification when this rate changes
Rates quoted 'as low as' are subject to change without notice. Actual loan rate determined by credit score & term. All loan applications are subject to approval.

Table data for Recreational Loan Rates
 Rates as of 8/1/2021
Annual Percentage Rate as low as Term Payment per $1,000 Alert Me
ATV/Snowmobile/Dirt Bike/Lawn Tractor/Boat/Camper/Motor Home/etc 5.00% up to 36 months $30.00
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ATV/Snowmobile/Dirt Bike/Lawn Tractor/Boat/Camper/Motor Home/etc 5.75% up to 60 months $19.24
at 60 mo
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ATV/Snowmobile/Dirt Bike/Lawn Tractor/Boat/Camper/Motor Home/etc 6.00% up to 84 months (Minimum loan amount $10,000) $14.62
at 84 mo
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Boat/Camper/Motor Home (2017-2022) 6.50% up to 120 months (Minimum loan amount $10,000) $11.12
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Boat/Camper/Motor Home (2020-2022) 7.25% up to 180 months (Minimum loan amount $12,500) $9.14
at 180 mo
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Rates quoted “as low as” are subject to change without notice. Rate determined by credit score, term of loan, and model year of vehicle. All loan applications are subject to approval. The Credit Union reviews every loan application to ensure fairness and compliance to CFCU policy.

Table data for Home Equity Loan Rates
 Rates as of 8/1/2021
Annual Percentage Rate as low as Term Payment per $1,000 Alert Me
3.25% 60 months $18.08 at 60 mo. Receive a notification when this rate changes
3.75% 120 months $10.01 at 120 mo. Receive a notification when this rate changes
4.00% 180 months $7.40 at 180 mo. Receive a notification when this rate changes
4.50% 240 months $6.33 at 240 mo. Receive a notification when this rate changes
No Closing Cost options are available. Rates quoted “as low as” are subject to change without notice. Rate determined by credit score, term of loan, and oil/gas lease situation. All loan applications are subject to approval. The Credit Union reviews every loan application to ensure fairness and compliance to CFCU policy.


Table data for Home Equity Line of Credit (HELOC) Rates
 Rates as of 8/1/2021
Annual Percentage Rate as low as Draw Period Alert Me
3.25% variable rate1 15 years Receive a notification when this rate changes
No Closing Cost options are available. Rates quoted “as low as” are subject to change without notice. Rate determined by credit score, term of loan, and oil/gas lease situation. All loan applications are subject to approval. The Credit Union reviews every loan application to ensure fairness and compliance to CFCU policy. Property taxes and insurance premiums are not included.
  • 1The Annual Percentage Rate may vary after the account is opened. The maximum rate is 16.00%.

Table data for Credit Card Rates
 Rates as of 8/1/2021
Annual Percentage Rate (APR) for Purchases APR for Balance Transfers APR for Cash Advances Penalty APR and When it Applies Minimum Interest Charge Alert Me
Rewards 9.99% - 15.99%1 9.99% - 15.99%1 9.99% - 15.99%1 None None Receive a notification when this rate changes
Classic 10.90% - 16.00%1 10.90% - 16.00%1 10.90% - 16.00%1 None None Receive a notification when this rate changes
Secured 17.00% 17.00% 17.00% None None Receive a notification when this rate changes
  • 1Based on your creditworthiness on account opening. This APR will vary with the market based on the Prime Rate.