Student Loans

Given the uncertainty of whether colleges will re-open this fall for in-person classes, many families are facing difficult decisions in the coming days and weeks. CFCU can provide clear guidance and flexible college funding solutions. We’ve got your back.

RESOURCE HUB: With information ranging from college planning during the pandemic to advice on negotiating with a college for more financial aid, our hub is full of helpful, relevant information.

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FLEXIBLE COLLEGE FUNDING: Apply now, borrow later. We know that determining your fall college funding needs may be a challenge. Don’t worry – with our private education line of credit, we’ve got you covered. Even if you’re unsure of the college you’ll be attending or the exact loan amount you may need, you can establish your private education line of credit today. Then, once your plans have been finalized, you can come back to request the exact funding you need.

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PERSONALIZED SUPPORT: Our College Access & Repayment Counselor can provide personal, one-on-one consultation for all of your financial aid questions. Whether you’re a parent, high school student, or college graduate entering loan repayment, our counselor can walk you through the necessary steps to make smart decisions about paying for college – and beyond.

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Benefits

Our private student loan solution:

  • Fill the funding gap that exists after lower-cost sources of aid have been exhausted.

  • Zero origination fees and lower rates than many other lenders.

  • Defer payments while you're in school (optional).

  • Structured as a Line-of-Credit (LOC), which you can then use over multiple years. The benefit is that with just one application you can qualify for a LOC that will cover the remainder of your undergraduate career (up to $75,000)*. Each year, you simply determine how much of the eligible LOC amount you'll need - without having to complete an entirely new application!

  • Flexible repayment options resulting in lower initial payments after graduation.

  • Reduce your interest rate by 0.25% during full repayment when you enroll in automatic payment.

  • Establish a relationship with a financial institution you can trust - as your loan will be granted and held by your not-for-profit credit union.

  • Full online application to keep you focused on everything else you have to do to get ready for school.

By choosing our program over other alternative lenders, you'll enjoy significant cost-savings and consumer-friendly terms.

Rates

Up-to-date rates for Undergraduate and Graduate Private Student Loans are kept in our Student Loan Center.

Click here to view current rates!

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